IKG logo
Insurance representation since 2019

The right insurance,
without running between counters.

We represent 11 leading insurance companies in Croatia and help you compare offers to choose coverage that truly fits you, your family, or your business.

11
partner insurance companies
7
expert staff members
20+
years of team experience
100%
objective offer comparison
Why UNITIME

One call, the whole insurance market

Working with a single insurance company, you only get offers within the limits of their own products and portfolio. With Unitime you gain a reliable alternative: for every policy you can choose between offers from different companies and pick the one that suits you best. Our job is to clearly explain the differences that aren't always obvious at first glance.

Independent comparison

We compare offers from insurance companies and give you an objective assessment of their quality. We recommend policies solely on the quality of the solution and the cooperation, never on the size of the commission.

Everything in one place

From car insurance to business protection – we track, renew, and adjust all your policies through one or more partners. We continuously monitor renewal dates and notify you in good time before policies expire, reducing the risk of an unwanted lapse in cover. The decision is always yours.

Here for you at claim time

We help with filing claims and follow the entire process through, so you can resolve everything quickly, clearly, and without unnecessary stress.

Services

Insurance for everyone

Whether you're an individual looking to protect your family and property, or a business managing operational risk - we have a solution.

For individuals

Personal & family insurance

Life, health, vehicle, home and travel insurance - protect what matters most to you.

See offers for individuals →
For businesses

Business protection

Property, liability, employees, transport - manage business risk with expert support.

See offers for businesses →
Our partners

We represent 11 insurance companies

We objectively compare offers and propose the best solution - because we work with all of them, not just one.

We represent 1 pension company

For voluntary pension savings we represent a single pension company — Croatia osiguranje mirovinsko društvo za upravljanje dobrovoljnim mirovinskim fondom d.o.o. Through their third-pillar program you arrange savings tailored to your means, with government incentive funds on your annual contributions.

Not sure which insurance you need?

Get in touch - we'll review your situation and suggest a solution, free of charge and with no obligation.