About Us

A local agency with market-wide reach

UNITIME d.o.o. was founded in 2019 in Osijek as an insurance representation agency. Today we work with 11 leading insurance companies in Croatia and represent our clients' interests - not any single insurer's.

Our story

For most people and businesses, insurance is an overwhelming market - dozens of products, conditions and exceptions, spread across different companies. UNITIME exists to simplify that.

Instead of a client researching every insurer's offers individually, our team compares what's available on the market and proposes a solution tailored to the specific situation - whether that's a family looking to protect their home, or a business managing operational risk.

We operate transparently in the distribution of insurance and in line with the regulations of the Croatian Financial Services Supervisory Agency (HANFA), and our goal is a long-term relationship of trust with clients - not a one-off policy sale.

UNITIME by the numbers

2019
year founded
7
team members
11
partner insurers
Osijek
company headquarters
20+
years of team experience
Mission & Vision

What drives us

Mission

Our mission is to provide outstanding insurance representation to our clients while upholding the highest standards of expertise, ethics and integrity. Our goal is to ensure the complete satisfaction of UNITIME d.o.o.'s clients through a personalized approach and a high level of expertise built through years of work in insurance, and to be a reliable partner in protecting their property, health and future - giving them a sense of security and peace of mind.

The company strives for continuous improvement of its staff, innovation, and the advancement of business processes, in order to ensure a high level of service quality and satisfaction for all clients. Building long-term relationships with clients and being their reliable and responsible partner in every life situation is one of our primary goals.

Vision

UNITIME d.o.o.'s vision is to become the leading insurance representation company in Slavonia, recognized for its expertise, reliability and excellence in client service. Partnering to protect our clients' property, health and future - and enabling a calmer, more secure life - is of invaluable worth that the company wants to offer every client.

All of our staff believe that the most important thing is to provide a personalized approach to every client, with a high level of professionalism, transparency and accountability. The company strives for continuous improvement and innovation, so it can adapt promptly to market changes and client needs and ensure their long-term satisfaction.

Our team

The people behind UNITIME

Seven expert staff members who help clients find the right insurance every day.

Krešimir Josić

Krešimir Josić

Director
License number ZO 15580
Mobile 095/317-2224
Balat David

Balat David

Insurance Agent
License number ZO 22165
Mobile 097/955-9255
Balat Mišel

Balat Mišel

Insurance Agent
License number ZO 17386
Mobile 091/317-2251
Maširević Milan

Maširević Milan

Insurance Agent
License number ZO 19079
Mobile 098/169-8724
Maširević Nikola

Maširević Nikola

Insurance Agent
License number ZO 19080
Mobile 098/836-004
Sušac Nikola

Sušac Nikola

Insurance Agent
License number ZO 19835
Mobile 095/621-7412

Dijana Pačarek

Administrative Officer

Let's talk

Get in touch for an independent comparison of your insurance options - no obligation.

Contact us